For All Your Money Goals
We're here to help you save more, borrow smarter, and build a stronger future.
Our Members Come First
Join The Best Credit Union in Oklahoma City!
Join a community that puts you first. At Allegiance Credit Union, we offer personalized service, better rates, and a commitment to your financial success. It's as easy as 1, 2, 3!
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Apply Online
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Fund Your Account
With as little as $5, fund your new Savings Account and establish your stake in Allegiance Credit Union.
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Enjoy the Benefits
Enjoy the benefits of your new membership like lower fees, better rates, and more!
We'd Love To Hear From You
Call Us
Give us a call at (405) 789-7900 during normal business hours to experience attentive service and trusted guidance from local experts.
Video Banking
Our secure video chat makes it easy to get the support you need. Use your computer or Mobile Banking App to start a call with us today.Web Chat
When you see the chat bubble at the bottom of your screen, our friendly team is ready to chat. Get fast answers to your questions and personalized guidance when you need it!Click the bubble to start a chat with us!
Contact Form
Complete our contact form to email our team. Because of the insecure nature of email, please do not include personal information such as account number, social security number, or PIN number in this message.
Download Your Free Copy!
If You Need A Budget, Look No Further
Explore how our monthly budget template can help you take the first step toward saving for the boat you've always wanted!
Mobile Banking Tools
Whether you're at home in Oklahoma or traveling across the globe, the Allegiance Mobile Banking App puts powerful tools at your fingertips. Get real-time alerts, monitor your credit, turn off your debit card, and more with convenient access to your accounts anywhere, anytime.
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Monitor Your Credit Report
Stay on top of your finances with free credit score monitoring. Access your credit report daily to spot changes early and see what impacts your score. It’s smart credit management for all who want to take control of their financial future.
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For All Your Friends And Family
Get Paid to Refer Your Friends
Allegiance Credit Union members can earn money just for referring friends and family!
- Get $50 if you refer a new checking account!
- Get $100 if you refer a loan over $10,000!
There are NO LIMITS to how many friends you can refer. Just tell your friends and family to mention your name at account opening or during the loan application process either in-branch or online.
Member Referral Program Details:
Members can earn $50 if their referral generates a new checking account. New account holder must mention the name of the person who referred them at account opening in-branch or on their online application. Cash bonus will be deposited to referring member's account within 30 days of account opening. Offer may be withdrawn at any time without notice.
Members can earn $100 if their referral generates a new loan of $10,000 or more. Loan applicant must mention the name of the person who referred them during the application process. Cash bonus will be deposited to referring member's account at the time the loan is funded. Offer may be withdrawn at any time without notice.
What Our Members Are Saying
"ACU is not just a financial institution, it is truly a community. I have been a member since I was a kid and my family before me, and it is a resilient, strong community."
Megan B.
"I feel like all of my interactions with ACU have been focused on my financial health and well-being as opposed to what my most benefit the credit union."
Kevin M.
Resource Center
Blogs
Financial Literacy For Kids Can Be Simple [8 Money Lessons to Share]
Find 8 mini money lessons you can share with your child(ren).
Blogs
Smart Money Moves: Budgeting and Saving Strategies for Teens
Uncover budgeting strategies that fit your teen's busy lifestyle!
Blogs
Credit Union vs Bank: Which is Best for Your Teen
Reveal the differences between credit unions and banks to help you decide which is best for your ...
Blogs
Safeguarding Financial Information: Early Habits to Instill in Your Teen
Attention teens! Outsmart scammers and prevent fraud with these tips!
Blogs
7 of the Best Ways to Save Money For Your Kids Future
Discover the best ways to save money for your kids' future!
Blogs
Earn and Save: How to Make Money as a Kid and Grow Your Savings
Check out some creative side gigs to earn some extra cash!
Ebooks
Swipe Safely: A Teen Debit Card Checklist
Set your teen up for ultimate success with these debit card tips, tricks, and best practices!
Blogs
How to Teach Kids About Money: 6 Essential Family Talks
Teach kids about money with 6 essential talks on saving, budgeting, smart spending, and credit!
Blogs
4 Perks of Using a Personal Loan for Vacation Expenses
A personal loan for vacation may be the perfect solution for your adventure.
Blogs
Seize the Moment: 4 Vacation Loans to Finance Your Ultimate Escape
Your next adventure is just around the corner with vacation loans from Allegiance.
Blogs
How to Set a Realistic Vacation Budget in 7 Simple Steps
Maximize your fun and minimize your debt with these vacation budget steps!
Blogs
How to Save Money on Vacay: Budget-Savvy Tips for Travelers
Discover how to save money while traveling and insider tips for your vacation.
Blogs
Maximizing Your Miles and Money: 5 Tips for Using Travel Loans Wisely
Explore how to use a travel loan to take your well-deserved trip.
Blogs
7 Tips to Prevent Identity Theft While Traveling
Prevent identity theft on vacation to avoid more than just a hassle.
Blogs
Buy Now Pay Later: The True Cost of Deferred Payments
Explore the pros and cons of the tempting buy now pay later financing option.
Blogs
Holiday Shopping Hacks: How to Snag Deals Year-Round
Discover stress-free holiday shopping hacks to maximize savings year-round!
Ebooks
How Can I Raise My Credit Score In 30 Days?
Our guide breaks down your credit score and our checklist simplifies the necessary steps to build ...
Blogs
Need Help Holiday Shopping on a Budget?
During holiday shopping, save money by following these budget-friendly tips.
Blogs
What is a Good Credit Score? Credit Score Range Explained
Here's how your credit score is determined and how it impacts you.
Blogs
Is a Credit Builder Loan Right for You?
Explore the features and benefits of Allegiance's Credit Builder Loan.
Blogs
A Better Alternative to Payday Loans in OKC Is Allegiance
If you're looking for payday loans in OKC and Oklahoma, Allegiance's alternatives may be better for ...
Blogs
Beyond the Ride: 3 Financial Benefits of Auto Loans
Rev up your financial knowledge! Explore how auto loans can do more than just get you on the road. ...
Blogs
Financial Education for Kids: More Than Just Dollars and Cents
Are you teaching kids about money? Dive into our blog to discover the meaningful impact of ...
Blogs
4 Credit Report Sections You Can't Ignore
Reviewing and fixing credit report errors can raise your credit score! Here are the sections you ...
Blogs
What Credit Score is Needed to Buy a Car?
Wondering what credit score is needed to buy a car? Uncover the truth about how credit scores ...
Blogs
What Credit Score is Needed to Buy a House?
Wondering what credit score is needed to buy a house? Find your answer here!
Blogs
What is a FICO score? FICO Score vs Credit Score
Curious what sets a FICO score apart from a credit score? Discover how they both work and how they ...
Blogs
Digital Banking: The Online Security Arsenal at Your Fingertips
Discover how digital banking keeps your financial information safe. Explore how digital banking ...
Blogs
Debt Management: Good, Bad, and Smart Financial Moves
Navigate the world of debt with wisdom. Learn the difference between good and bad financial ...
Blogs
How to Increase Your Credit Score in 30 Days or Less
When it comes to buying power, your credit score is an important factor. You can increase your ...
Blogs
7 Strategies to Manage Your Debt and Regain Financial Wellbeing
Being in debt can be extremely stressful but we have 7 strategies to help manage your debt and back ...
Blogs
Budgeting in Uncertain Times: 11 Ways to Save Every Day
If you are looking for ways to save more money, you are not alone. When life is uncertain, ...
Ebooks
Credit Union vs Bank: Which One is the Best for You?
Deciding between a credit union vs bank impacts your immediate account or loan and has long-term ...
Blogs
Top 5 Pros and Cons of a Credit Union vs Bank
Reveal the pros and cons when comparing credit union vs bank financing options.
Blogs
Avoiding Online Financial Scams in the Digital Age [Top 7 Safety Tips]
Falling victim to online financial scams is far too common and can be avoided. Use these top online ...
Blogs
Credit Union vs Bank: 7 Questions to Help You Decide Which is Right
Ask these questions to help you decide if a credit union vs bank is best to do your banking.
Blogs
6 DIY Home Improvement Projects for Summer On a Budget
Home improvement projects often take a back seat due to hectic schedules. With summer winding down, ...
Blogs
Top Financial Tips for New College Students
College students can make smart and simple choices while in school, that will GREATLY impact their ...
Blogs
Top 4 Credit Union vs Bank Myths Busted
Don't let common myths impact your credit union vs bank decision. Reveal the truth making your ...
Blogs
How Are Credit Unions Better Than Banks at Supporting Local Oklahoma
Are credit unions better than banks for our home state of Oklahoma? Discover how your choice will ...
Blogs
Credit Union vs Bank Mortgage: 3 Ways Your Choice Impacts Oklahoma
Deciding between a credit union vs bank for your mortgage isn't easy. We can help!
Blogs
Credit Union vs Bank Auto Loan: 8 Critical Factors to Consider
Deciding between a credit union vs bank auto loan? Explore these factors you must compare to get ...
Blogs
6 Family Travel Tips that will Save You Money and Headaches
Whether you are planning an epic overseas vacation or a local road trip, use these tips to help you ...
Blogs
Here’s Why Budgeting in Your 20s is Important and How to Get Started Today!
It is NEVER too early to start making good financial choices and the first steps are knowing how to ...
Blogs
Planning to Receive or Send money? Use These Tips to Avoid Getting Scammed
Before you plan on receiving or sending money online, make sure to check out these important tips ...
Blogs
Take Advantage of Memorial Day Car Sales With These Tips
Memorial Day car sales offer you savings and the chance to own the car you've always wanted. Get ...
Blogs
6 High Impact, Budget Friendly Home Renovation Ideas to Tackle this Spring
Now that spring has arrived, use this guide to get your creative juices flowing and tackle some ...
Blogs
7 Easy Tips on How to Save Money and Cut Costs For Your Family
Are you looking for ways to save money and build a nest egg with your family? Use these easy tips ...
Blogs
Make Filing taxes Stress-Free with These 6 Tips
Make filing taxes stress-free by using these helpful tips. These 6 tips and reminders will help you ...
Blogs
What to Do With Extra Money to Maximize Your Savings
Are you wondering what to do with extra money you have? If you have extra cash but are unsure how ...
Blogs
7 Signs It's Time to Start Car Shopping
When is the right time to trade in your current ride and go car shopping? These are the must-know ...
Blogs
3 Ways to Make the 52 Week Money Challenge Work for You
The 52-Week Money Challenge helps you save an additional $1,378 over the next 52 weeks, no matter ...
Blogs
10 Ways to be Successful with your Financial New Year's Resolution
New Year’s resolutions are more likely to succeed when you have a plan. Here are 10 useful tips to ...
Blogs
10 Life Hacks to Make 2023 Your Best Year Yet
Use these 10 life hacks in your day-to-day tasks from organizing to relaxing. We promise these will ...
Blogs
10 Easy Ways to Save Money at the Grocery Store
If you have been to the grocery store recently, you may have experienced a bit of sticker shock. ...
Blogs
Costly Mistakes Shoppers Make (and How to Avoid Them)
Making mistakes as you shop is common, and the cost of those errors can add up. Here are six costly ...
Blogs
Easy Ways to Save on Your Water Bill
Several small changes can add up to reducing your monthly water bill.
Blogs
Insurance Hacks: How Shopping Around Could Save You Money
Having adequate insurance is an essential part of any sound financial plan, but navigating the ...
Blogs
Mortgage Options - Is an Adjustable Rate Mortgage Right for you?
Use this guide learn more about adjustable rate mortgages and to help you decide if an ARM is the ...
Blogs
Adjustable Rate Mortgage vs. Fixed Rate Mortgage: The Key Differences
In the market for a mortgage? Knowing the key differences between an Adjustable Rate Mortgage vs ...
Blogs
Everything You Need to Know About an Adjustable Rate Mortgage
If you are considering an adjustable rate mortgage, here is a comprehensive guide with everything ...
Blogs
5 Things You Need to Start Your FAFSA Application
Are you headed to college this year and want to minimize your debt, fill out the FAFSA ASAP! It's ...
Blogs
How to Cope With a Changing Payday Cycle
A change in a payday cycle can throw a real monkey wrench into your financial planning. Here are ...
Blogs
Mobile Payments: Making Quicker Safer Purchases
Mobile wallet payments can be as safe as other types of transactions, but you need to take a few ...
Blogs
Cut These Costs ASAP When Facing Financial Hardships
Have you ever unexpectedly found out you’re going to have less income? Check out these common ...
Blogs
12 Ways to Save Money on Gas
Driving around can be expensive, so it's natural to want to find ways to save money on gas. These ...
Blogs
Three Mortgages Every Home Buyer Should Know
Knowing the basics of how mortgages work can help guide you to the loan that is most appropriate ...
Blogs
Child Care Options That Won't Break Your Budget
Getting the best care for your child shouldn't mean spending major cash each month, right? Check ...
Blogs
Budget-Friendly and Fun Staycation Ideas for Your Family
Whether your vacation time is limited or money is tight, a “staycation” can provide a wonderful ...
Blogs
Inflation Fighting Tips to Preserve Your Spending Power and Budget
When prices rise, it becomes challenging to make ends meet. You need a strategy to preserve your ...
Blogs
Personal Finance for Millenials
When it comes to money management, there is a lot that Millennials can do to build a brighter ...
Blogs
Coping With Financial Stress
Financial stress can often cause conflict in relationships. Here are a few ways to help you fight ...
Blogs
Money Communication for Couples
Follow the below tips to keep the lines of communication open and productive when communicating ...
Blogs
How to Teach Young Children About Saving Money
It’s never too early to start teaching your children about saving, budgeting, and money matters.
Blogs
Inspecting the Home - Inspection Process
With all the assorted fees and costs that come with buying a home, shelling out hundreds of dollars ...
Blogs
Getting Started with Money: Four Pitfalls to Avoid with Kids
Here are four money behaviors that can send the wrong money message to kids.
Blogs
Financial Preparation Before a Natural Disaster
While you can’t stop a catastrophe from happening, you can take preventative measures. Doing so ...
Blogs
The Pros and Cons of Unsecured Loans
Discover what makes unsecured loans different and how they can help you succeed.
Ebooks
Personal Loans Revealed: Bust The Myths and Get The Money You Need
Uncover the truth about personal loans and bust the myths that exist.
Blogs
Personal Loans vs Payday Loans: What’s the Difference
Discover how Personal Loans beat Payday Loans as a financial solution.
Blogs
3 Ways Personal Loans Can Improve Your Credit Score
Find out how to use Personal Loans to improve your credit score.
Blogs
Personal Loan Calculator Tips: How Much Can I Borrow?
A personal loan calculator can help you determine how much you can borrow and help you plan your ...
Blogs
7 Reasons Personal Loans May Be The Best Choice For You
Explore seven ways a personal loan can change your life in meaningful ways.
Blogs
Bad Credit Loans: How to Avoid a Scam
Bad Credit Loans target people with imperfect credit. Detect a scam with these tips.
Blogs
Why A Personal Loan For Debt Consolidation May Not Be The Best Choice
Using a Personal Loan for debt consolidation can be great but it's important to know how it could ...
Blogs
The First Year of Homeownership: Three Costs You’ll Need to Cover
What many first-time buyers don’t realize is that the first year of homeownership comes with a few ...
Blogs
Get Mortgage Ready in Five Steps
If you fear you will never realize your dream of homeownership, we have some tips that may help you ...
Blogs
Top Five Home Buying Myths Busted
Buying a home is the American dream, but for many people it’s one they fear will never happen. ...
Blogs
Prioritize Your Bills: The Secret to Always Having What you Need
Many circumstances in life can derail even the best money-management plans, leaving us with less ...
Blogs
Common Scams That Target the Elderly
Taking advantage of fear, hope, and trust, these scammers defraud thousands of older Americans each ...
Blogs
Tax Troubles? You’ve Got Options
This publication is only intended to be used for general informational purposes. Consult a tax ...
Blogs
The Five-Step Mortgage Management Plan: What to Do if You’re Over Your Head
Has your mortgage payment become too large for your comfort? If so, take swift and informed steps ...
Blogs
Tax Time: Preparing to Prepare
Though the process of locating forms and documents may feel overwhelming, it really just requires ...
Blogs
Food Shopping: The Blindspot in our Spending Plan
When you really commit to tracking your food expenses as part of putting together a spending and ...
Blogs
Nine Ways to Master Your Money
The money moves you make this year can have an impact that lasts beyond the new year. Here are nine ...
Blogs
Fall Back in Love With Your Home
Here are some tips on how you can get a “new” home without a new mortgage—and increase your home’s ...
Blogs
Balance Transfer Offers: How to Use Them Wisely
Are you considering transferring your credit card debt to a “teaser rate” card? If so, don’t just ...
Blogs
Five Steps to Smart Tax Management
While tax management does take a bit of planning, organization, and know-how, the overall financial ...
Blogs
HELOC vs Home Equity Loan: Which is Best?
When deciding between a HELOC vs Home Equity Loan, you must consider the pros and cons of each.
Blogs
Prime Rate Explained See How It Impacts HELOC Rates and Your Wallet
Discover the connection between the prime rate and your HELOC rate.
Blogs
5 Smart Ways to Use a HELOC (Home Equity Line of Credit)
A HELOC (Home Equity Line of Credit) can make life easier. Review the best ways to use one.
Blogs
7 Reasons Why Your HELOC Loan Belongs at a Credit Union vs Bank
Credit Union vs Bank. That is the ultimate question. When applying for a HELOC Loan keep these tips ...
Blogs
Smart Year-End Financial Moves You Can Make Right Now
The holidays are in full swing, and while we’d all rather focus on family gatherings and spreading ...
Blogs
Three Powerful Steps to Paying Down Holiday Debt
It’s hard to resist the temptation to over-spend when buying gifts for your family and friends. If ...
Blogs
Cut Vacation Costs Without Cutting Fun
Here are some cost-saving ideas while on vacation that may allow you to allocate more money to fun.
Blogs
Fix Your Home- Repair Plan
If you are a homeowner and you haven’t planned for this amount in your spending and savings plan, ...
Blogs
Baby, It’s Cold Outside: Reducing Seasonal Energy Costs
For many of us, winter means high energy bills, but sitting in the dark or turning off the heat are ...
Blogs
Top 3 Ways to Use Your Home Equity to Remodel
Your Home Equity is a valuable asset. If you are thinking about home improvements, here are the top ...
Blogs
HELOC Rates Aren't The Only Thing to Watch When Searching for a HELOC
HELOC rates aren't the only thing to consider when looking for the best HELOC. Keep these factors ...
Ebooks
Top 12 HELOC Questions Answered!
Using your home's equity to achieve your goals may be a great idea! But it is important to have ...
Blogs
Knowledge Is Power on the Path to Homeownership
From understanding the homebuying process to pre-approval and down payment assistance options, ...
Blogs
VA Loans: Helping Veterans Achieve Their Homeownership Dreams
For over 75 years, VA home loans have provided millions of veterans and their families the ...
Blogs
5 Tips for Homebuyers Who Want to Make a Competitive Offer
With so many buyers competing for a limited number of homes, it's more important than ever to know ...
Blogs
How to Avoid Overspending on Black Friday and Cyber Monday
If you want to avoid spending too much money on Black Friday and Cyber Monday, use the following ...
Blogs
Five Creative Ways to Control Your Holiday Budget This Year
Most people want to control their holiday spending but get wrapped up in the festivities, and their ...
Blogs
Tis the Season of Giving: Is it Better to Volunteer or Donate?
As we begin to embark on holiday celebrations and look toward the new year, there’s no better way ...
Blogs
Seasonal Scams to Avoid Through the Holidays
The holidays are in full swing, and while we’d all rather focus on family gatherings and spreading ...
Blogs
Five Energy-Saving Tips for the Holidays
Not only is all of this excessive energy use bad for the planet, but it drains your wallet as well. ...
Blogs
Five Easy Ways to Cut Monthly Expenses
Here are a few things you can do right now to cut your monthly expenses.
Blogs
Is It Time to Refinance Your Mortgage?
Refinancing isn’t appropriate for every homeowner. To know if it’s right for you, understand how ...
Blogs
10 Tips for Financial Security After You Retire
The following 10 guidelines will help you enjoy a more comfortable retirement even in an uncertain ...
Blogs
Debt-to-Income Ratios Can Derail Your Home Purchase
You’re ready to charge ahead into the home buying process, right? Maybe not. If you’ve overlooked ...
Blogs
What You Can Do Right Now To Prepare For Home Ownership
As rent prices continue to soar, many renters want to know what they can do to get ready to buy ...
Blogs
How Down Payment Assistance Opens the Door to Homeownership
If you don’t feel comfortable with the financial process of buying a home, it’s hard to make a ...
Blogs
The Truth About 0% APR Car Deals and Dealer Rebates
0% apr car deals may seem more appealing than dealer rebates, but once you know the truth, rebates ...
Blogs
7 Questions To Ask Before Signing Up For Payment Protection
Allegiance Credit Union Payment Protection covers you when you or a loved one loses a job, suffers ...
Blogs
5 Reasons Why You May Need Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection (GAP) covers the financial gap between what your car insurance covers ...
Blogs
How Quickly Can I Refinance My Car After Financing with a Dealership?
How quickly can I refinance my car is a common question. Review the factors that come into play ...
Blogs
5 Reasons Why an Extended Car Warranty is Worth It
An extended car warranty (also called an extended service contract) covers unanticipated issues ...
Blogs
College Planning 101
There’s a lot parents can do to help their children and make the costs of college more manageable.
Blogs
College Students, Which Credit Card Is Right For You?
Should college students rip up every credit card offer that comes their way? Not necessarily.
Blogs
Advantages of Online Banking
One of the biggest boosts to easier living in the last decade has been online banking technology. ...
Blogs
Get Creative! Ways to Lower Holiday Spending
If you don't have the funds to buy everything you want, there is no need to despair. A little bit ...
Blogs
Spending Showdown: Debit Cards vs. Credit Cards
We’ll put debit cards and credit cards in a one-on-one showdown to see where and when using them ...
Blogs
Don't Forget to Budget for Closing Costs
Saving for a down payment is the main cost that comes to mind for many, but budgeting for the ...
Blogs
How Much Time Do You Need To Save for a Down Payment?
As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll ...
Blogs
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment
If you are ready to shift from renter to buyer, you’ve got some legwork to do. Here’s how to ...
Blogs
Can’t Make Your Car Payments? You’ve Got Options
If you are behind with payments, or worried you will be soon, assessing your financial situation ...
Blogs
Save Money This Summer with an Energy Efficient Home
Here are some pointers for making sure your energy budget doesn’t overheat this summer.
Blogs
Tips for Scoring Cheap Summer Getaways
If you’re looking to squeeze one more getaway into your budget before summer ends, here are some ...
Blogs
Saving for Homeownership
This fact sheet will provide general information on the costs involved and the types of ...
Blogs
6 Reasons to Celebrate National Homeownership Month
As National Homeownership Month kicks off this June, homeowners have every reason to celebrate. ...
Blogs
Summer Spending Tips
With a little planning, you and your family can enjoy all that summer has to offer, without busting ...
Blogs
How to Manage Your Money After a Natural Disaster
The following tips can help you organize an action plan to tackle potential difficulties following ...
Ebooks
Home Improvements Made Easy
Home renovation projects are great. They not only help turn your house into a home but can increase ...
Blogs
Dollars and Sense: How to Create a Home Renovation Budget
Home improvement projects increase the value of your home, but it is important to establish a ...
Blogs
7 Best Home Improvement Financing Options You Should Consider
It’s essential to understand all home improvement financing options before signing on, so you can ...
Blogs
5 Pros and Cons of Using a HELOC for Home Improvements
Understand what a HELOC is, and how to finance your home improvement project so you can rest easy ...
Blogs
What Is A Home Renovation Loan?
If you are on a budget, understanding how a renovation loan works helps you make informed decisions ...
Blogs
How long does it take to get a Home Equity Loan?
Whether it's for home improvements, medical expenses, or debt consolidation, home equity loans are ...
Blogs
Don’t Sell on Your Own Just Because It’s a Sellers’ Market
Some sellers think selling their house will be a breeze. Let’s unpack why that’s a big mistake and ...
Blogs
Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year
One of the best ways to jumpstart your savings for a down payment is by starting with the help of ...
Blogs
Is it Time to Open a Checking or Savings Account for Your Children?
How financially savvy are your children?
Blogs
Teens and Money: Preparing to Move Out
Before you take the leap, know how much the big move will cost you, now and in the future.
Blogs
How to Make Your Child Financially Capable
Most parents understand that they should teach their kids about money. Knowing where to start, on ...
Blogs
Teaching Kids And Teens Smart Money Habits
If you have children of your own, you may be wondering how and when to start teaching them smart ...
Blogs
Are You in Credit Card Crisis?
Get a cold, clammy feeling when you think of your credit card bills?
Blogs
Two Strategies for Digging Out of Debt
Assuming you've got more than one debt to pay off, which method of debt repayment should you use?
Blogs
Tips for Keeping Your Checking Account Balanced
A checking account is a contractual relationship between you and your financial institution, with ...
Blogs
How to Protect Yourself From Credit Card Fraud
The reach and popularity of credit cards have made it a major target of fraudsters. Here is how you ...
Blogs
Avoiding Identity Theft: Keeping Your Private Info Secure
While the damage from identity theft can be great, there are several steps you can take to keep ...
Blogs
Identity Theft: A Survivor's Guide
Rectifying identity theft damage can be like untangling a wet knot. You can do it – but it will ...
Blogs
When to Use Credit (and When to Avoid It)
If used carefully, credit can be a helpful financial tool.
Blogs
Spring Cleaning for Your Finances
Why not dive into a bit of spring cleaning for your finances?
Blogs
FHA Loans: Advantages and Disadvantages
Before jumping into an FHA mortgage, it's important to understand the possible benefit and ...
Ebooks
Complete Homebuying Checklist
Buying a house can be overwhelming. We are here to provide the best resources to help you make the ...
Blogs
What to Look for When Buying a House in a Hot Market
A hot market in real estate creates both opportunities and challenges for buyers. Here are some ...
Blogs
6 Mistakes to Avoid as a First-Time Home Buyer
As you join the ranks of first-time home buyers, be cautious to make good financial decisions, so ...
A Live Person
Financial Coaches
Free expert financial advice is available for all Allegiance Credit Union members by calling ...
A Live Person
Video Banking
Speak with an Allegiance CU representative from the comfort of home - or wherever you are!
Blogs
Top 10 Financial Planning Tips For Millennials
As a millennial, you probably want to avoid some of the financial pitfalls that have befallen ...
Blogs
If You Need a Budget Follow These 5 Easy Tips to Get Started
Here are 5 easy tips to create a monthly budget, only spend what you can afford, and by helping you ...
Blogs
Everything You Need to Create a Monthly Budget Template
Budgets can keep you from slipping into bad habits and help save a lot of money. Here are tips to ...
Blogs
If You're Looking for Ways to Save a lot Here's 12 Ways to Get Started
Rather than end binge-watching or chilling on a tropical beach, it may be worthwhile to try the 12 ...
Blogs
7 Quick Tips About How to Make and Follow a Monthly Budget
Making a monthly budget is the important first step to financial freedom. To help, here are seven ...
Blogs
Find the Best Low Interest Rate Credit Cards, You Should Have More Than One
Whether you’ve had a credit card for years or you’re starting out the journey, you may feel ...
Calculators
How Much Will My Loan Payment Be?
Calculate how much your monthly loan payment will be.
Calculators
How Much Will My Fixed Rate Mortgage Be?
Calculate the payments (principal and interest) for a fixed rate loan.
Calculators
How Much Will My Payments Be For A Balloon Mortgage?
Calculate the payment amount necessary for a mortgage with a balloon payment.
Calculators
Should I Consolidate My Loans?
Determine the advantage or disadvantage of consolidating various loans and credit card debt.
Calculators
How Much Home Can I Afford?
Calculate the most expensive house you can buy based on the highest payment you can afford.
Calculators
How Much Mortgage Might I Qualify For?
Calculate how much mortgage you may qualify for.
Calculators
How Soon Can I Eliminate My Debts?
Calculate various strategies for paying off your debt.
Calculators
Is An Auto Loan Or Home Equity Loan Best For Purchasing A Car?
Calculate if a home equity loan may be better than standard auto loan for purchasing a car.
Calculators
How Long Will It Take To Pay Off My Loan?
Calculate how many payments it will take to pay off a loan.
Calculators
What Is My Loan Rate?
Calculate the interest rate on a loan given a loan amount, payment amount, and number of payments.
Calculators
How Much Can I Afford To Borrow?
Calculate how much money you can afford to borrow.
Calculators
How Much Car Can I Afford?
Calculate the most expensive car you can buy based on the highest monthly payment you can afford.
Calculators
What Is My Future Value Worth Today?
Calculate the present value (on a given date) of a future amount.
Calculators
What Is My Investment Yield?
Calculate the rate of return on an existing investment.
Calculators
What Is The Yield On My Portfolio?
Calculate the before and after tax yield for an investment with up to 9 trading activities.
Calculators
How Much Should I Save Each Month?
Calculate the monthly deposit amount needed to reach a savings goal.
Calculators
What Savings Amount Should I Start With?
Calculate how much money you would need to start with to reach a savings goal.
Calculators
What Rate Would I Earn On My Savings?
Calculate rate of return you would need to reach your savings goal.
Calculators
How Much Could I Save Over Time?
Calculate the total amount you would be able to save with monthly deposits.
Calculators
How Much Do I Need To Fund My Retirement?
Calculate how much money you must have in your savings account to make recurring withdrawals of a ...
Calculators
How Much Can I Spend Each Month In Retirement?
Calculate how much you will be able to regularly withdraw from your savings account before you run ...
Calculators
How Much Will My Traditional IRA Be Worth At Retirement?
Calculate the amount you can save in a tax-deferred Traditional IRA.
Calculators
What Rate Do I Need To Support My Retirement?
Calculate what rate of return you would need to make recurring withdrawals of a specified amount ...
Calculators
How Long Will My Retirement Saving Last?
Calculate how long you can make recurring withdrawals of a specified amount from your savings ...
Calculators
How Much Will My Roth IRA Be Worth At Retirement?
Calculate the amount you can save in a Roth IRA where you pay taxes on your income now, but ...
Calculators
Which Is Better For Me, A Traditional or Roth IRA?
Calculate which is better for you, a Traditional IRA or a Roth IRA.
Calculators
What Will My Equipment Lease Residual Be?
Calculate the residual to satisfy a known payment amount, number of payments, lease rate, and lease ...
Calculators
How Much Equipment Can I Afford To Lease?
Calculate the amount you can afford to lease.
Calculators
What Will My Lease Residual Be?
Calculate the residual to satisfy a known payment amount, number of payments, lease rate, and lease ...
Calculators
Should I Refinance?
Calculate if the amount you save in interest will exceed these refinancing costs.
Calculators
How Much Will My Adjustable Rate Mortgage Payments Be?
Calculate the payments (principal and interest) for an adjustable rate loan.
Calculators
Should I Rent Or Buy?
Compare the cost of renting versus the real cost of buying a home.
Calculators
How Much Will I Save By Increasing My Mortgage Payment?
Calculate how much interest you can save by paying an additional amount with your mortgage payment.
Calculators
Which Mortgage Is Better For Me?
Compare the total cost of any two or three mortgages.
Calculators
How Much Will I Need To Save For A Major Purchase?
Calculate how much money you will need to save monthly in order to reach a desired savings goal.
Calculators
How Much Do I Need To Save For College?
Calculate the amount you need to save each month in order to pay for college.
Calculators
How Long Will It Take To Pay Off My Credit Card?
Calculate how long it will take to pay off a credit card debt.
Calculators
How Can I Save A Million Dollars?
Calculate how much you need to save each month to accumulate a million dollars.
Calculators
What Will My Investment Be Worth In The Future?
Calculate what an amount invested today will be worth at some point in the future.
Calculators
What Is My Equipment Lease Rate?
Calculate the lease rate based on a known payment amount, lease amount, residual amount, and lease ...
Calculators
How Much Will My Equipment Lease Payments Be?
Calculate the payment amount necessary to satisfy a known lease amount, lease rate, residual ...
Calculators
What Is My Lease Rate?
Calculate the lease rate based on a known payment amount, lease amount, residual amount, and lease ...
Calculators
How Much Will My Lease Payments Be?
Calculate the payment amount necessary to satisfy a known lease amount, lease rate, residual ...
Blogs
Need to Refinance? Find the Best Mortgage Lenders: 10 Tips and Tricks
Following the 10 tips in this article will help you place your refinancing process in a position to ...
Blogs
12 Myths About How to Get Out of Debt
Getting out of debt doesn't have to be as stressful as you might think. Mostly, paying off debt ...
Blogs
Buying a House Checklist: It's Not as Difficult as You Think
Here is a home buying checklist for homebuyers to go through and make sure all steps are taken in ...
Blogs
Finding a Better Mortgage Can be Tricky - Tips to Refinance with Ease
Here are a few tips that you should follow to make it easier for you to refinance successfully.
Blogs
How Much House Can I Afford? 5 Steps to Ensure You Don't Overspend
Before you hit the real estate listings or start interviewing agents, you have a little math to do ...
Blogs
Home Loans: What You Need to Know to Get Approved [10 Item Checklist]
If you want to know how to get approved for a home loan, you've come to the right place. 48% of ...
Checklists
Buying a House Checklist: It's Not as Difficult as You Think
Here is a home buying checklist for homebuyers to go through and make sure all steps are taken in ...
Blogs
Buying A Home: The Good, the Bad, and the Ugly
Here is a closer look at all of the aspects of buying a home for the first time, including the ...
Blogs
5 Dos & Don’ts - How to Get Approved for a Home Loan
We've put together a shortlist of dos and don't to help you get approved for a home loan. This ...
Blogs
The Best Credit Card Rewards Available
Not all rewards are created equally and it is important to find the rewards that best suit your ...
Blogs
The Best Travel Rewards Credit Card Will Shock You!
Do you travel a lot? You’re bombarded daily with offers with promotions for travel rewards credit ...
Blogs
Deceptive Credit Card Debt Might Not Be Your Fault
It’s important for consumers to be wary of rising credit card debt that may result from your ...
Blogs
How to Build Credit with a Credit Card
Securing a credit card and utilizing it each month can be a tremendously effective strategy to ...
Blogs
Looking to Refinance Your Car Loan? - Here's What You Need to Know
There are a wealth of reasons why refinancing a car loan might be in your best interest. Here's ...
Blogs
Exactly How Long Does it Take to Build Credit?
Credit – especially good credit – isn't built overnight, find out how long it actually takes to ...
Blogs
Everything to Consider When Looking for the Best Checking Accounts
You can narrow your choices to only the best checking accounts available by considering the ...
Worksheets
Budgeting Bundle Excel Worksheets
If you want to be able to track your spending and expenses against your monthly income and savings, ...
Ebooks
Definitive Guide to Using Home Equity Loans for Debt Consolidation
Simply download this e-book which gives a one-stop resource for everything you need to know for ...
Ebooks
Car Loans 101: Car Buying Made Easy - Download E-book
This e-book on Car Loans will help remove the mystery around how to responsibly shop for a big ...
Blogs
What You're Missing in Your Search for the Best Car Loan Rates
Here are some surprising secrets that will help you get a great rate on your car loan.
Blogs
How to Build Credit in 6 Simple Steps
By following these simple steps, you can enjoy the benefits of a credit-worthy score both now and ...
Blogs
How to Find the Best Online Checking Account [10 Factors to Consider]
Here are 10 features to look at that will help you find the best checking accounts.
Blogs
5 Situations Where You Might Apply for a Second Chance Bank Account
Here are some of the most common reasons why banking customers need a second chance bank account to ...
Blogs
Finding the Right Second Chance Banking Options for You
In this blog, you will find out about second chance banking and how it could help you reach your ...
Blogs
5 Questions to Answer Before Getting a Second Chance Checking Account
Thinking about starting fresh with a second chance checking account? Answer these questions.
Checklists
How Can I Raise My Credit Score in 30 Days? - Download Checklist
This checklist contains 12 easy steps to help build your credit score.
Ebooks
What You Need to Know About Building Credit and Second Chance Checking
Here are some helpful tips about how to build or improve credit, so you can get back on the right ...
Blogs
The Truth About Debt Consolidation
Here are some of the most popular debt consolidation tactics that really work to keep your debt ...
Blogs
How to Build a Debt Repayment Plan
There are three key steps to building a debt repayment plan explained in this blog.
Blogs
What is a Home Equity Loan and Can it Help with Debt Consolidation?
These are essential things to know about home equity loans and their debt consolidation value.
Blogs
7 Mistakes to Avoid with Your Debt Consolidation Loan
Securing a debt consolidation loan to pay down your debt can improve credit and provide financial ...
Blogs
MSRP Meaning for Cars - Why It's NOT the Final Price
The MSRP is an important figure for your future car purchase negotiations.
Ebooks
If You Need a Budget Look No Further!
Our monthly budget template will help you save a lot and plan for your future.
Blogs
How Does a Home Equity Loan Work and How to Use it to Consolidate Debt
Here’s a closer look at how home equity loans work, and when they work well for debt consolidation.
Blogs
Home Equity Loan vs. HELOC - Which is Best for Debt Consolidation
Even though both home equity loan and HELOC are based on available home equity. There are some key ...
Blogs
Best Time to Buy a Car [Including Top Tips for Getting a Car Loan]
Here are the secrets to helping you save through proper timing on your car purchase.
Blogs
Selecting the Best Used Car and Car Loan for You [Top 10 Tips]
Prepare yourself for the search, negotiation, and financing process by considering the following ...
Blogs
How to Find the Best Car and Car Loan to Finance Your Purchase
By considering the following steps of narrowing down the best cars and identifying a cost-effective ...
Blogs
5 Tips You Should Know When Using an Auto Loan Calculator
Here's How to Make Sure You Don't Overpay for Your Car and Car Loan
Blogs
How to Get Out of Debt Fast - 5 Proven Tips
If you're ready to take charge of what you owe, these five steps will help you eliminate debt, and ...