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The best Auto Loan for you.

Competitively Low Auto Loan Rates

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Take advantage of low auto loan rates and 100% financing for qualified buyers. Plus, you can take 0.25% off your qualified rate when you sign up for automatic payments!
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Get Pre-Approved For Your Auto Loan

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Get pre-approved so you can flex those negotiating muscles to get the best possible price.
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Allegiance Closes Auto Loans Fast

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Relationships matter. Know you’re getting the best deal possible by working with your local partner.
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SAVE BIG WITH ALLEGIANCE

Claim Your $250!

Complete our quick form and email yourself this extra savings!
General Vertical Allegiance Coupon $250


Get $250 when you finance your auto loan at Allegiance!

Enjoy an extra $250* when you finance your new or used auto or refinance a loan from another institution with us! Fill out our quick form to claim your coupon!

*Loan subject to approval. Minimum loan amount $20,000. Must mention coupon to loan officer. $250 cash bonus will be deposited into member’s account at the time of closing. Does not apply to internal refinances. Promotion starts January 22, 2024 and may expire at any time without notice.

 
Protecting her car loan with Payment Protection, this woman throws her child in the air while experiencing peace of mind.
PEACE OF MIND

Allegiance Payment Protection Coverage

By electing Payment Protection on your loan, you can rest easy knowing you’re covered in life’s most unpredictable events. Payment Protection includes coverage options for life, unemployment, and disability payment coverage.

Payment Protection is offered by Allegiance for a low monthly premium that can usually be added into your loan.
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Check Coverage Options
An Extended Car Warranty helps this woman that is stranded with a broken down car get needed repairs.
ALL THE PROTECTION YOU NEED

Mechanical Breakdown Coverage Is Key

Our Route 66 Extended Warranty is a comprehensive mechanical breakdown coverage policy. With our coverage there are no deductibles, you can take your vehicle to any mechanic, and the policy helps cover a rental car.

You’ll enjoy "Peace of Mind" with our coverage because even the most reliable vehicle can develop a mechanical problem.
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Check Coverage Options
Guaranteed Asset Protection and Gap Insurance offer this man financial assistance after his car has been totaled.
COVERING THE GAP

What Is Gap Insurance?

If you’re purchasing a new car you might want to consider Guaranteed Asset Protection (GAP) Coverage. This optional coverage helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value.

Another huge benefit is that if you use our coverage, the Gap company will pay $1,000 towards your new auto loan in the event of a total loss or unrecovered theft of the vehicle if financed through Allegiance CU.
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Check Coverage Options
A new brown Ford truck as nice as this needs affordable Auto Insurance to complete the package.
CUSTOMIZED AUTO INSURANCE

Protect Your Vehicle With The Right Coverage

Whether you own or lease your vehicle, it is important to protect it from theft and damage. Making sure your vehicle and family are protected with the right coverage is critical. Don't wait until you have an accident to make sure your coverage is right.

Work with MemberHaven insurance agents to design an insurance package tailored just for you.
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MemberHaven.com

Auto Loan Rates

Get pre-approved so you know how much car you can afford.
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*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Rates and terms subject to LTV, mileage, credit score, and model year restrictions.

Term
APR* (as low as)
APR* (as high as)
Term
Up to 60 Months
APR* (as low as)
5.49%
APR* (as high as)
17.99%
Term
72 Months
APR* (as low as)
5.99%
APR* (as high as)
16.49%
Term
84 Months
APR* (as low as)
6.49%
APR* (as high as)
12.74%
Effective December 11, 2024
Term
APR* (as low as)
APR* (as high as)
Term
Up to 48 Months
APR* (as low as)
6.49%
APR* (as high as)
17.99%
Term
Up to 60 Months
APR* (as low as)
6.74%
APR* (as high as)
16.99%
Effective December 11, 2024

*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Rates and terms subject to LTV, mileage, credit score, and model year restrictions.

Find the Right Car

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FIND THE RIGHT CAR FOR YOU

AutoSMART Car Search

AutoSMART lets you search for new and used cars or trucks by make, model, type, or closest dealership. Once you find what you’re looking for, you can apply for an Allegiance Auto Loan online. Enjoy a simpler, smarter car-buying experience today!
AutoSMART.com

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Our Best Auto Loan Rates - New or Used

Auto Loan Calculator

Allegiance’s New or Used Auto Loan will get you behind the wheel in record time. You may even be able to afford more than you think! Your actual payment will be provided upon approval and acceptance of the loan.

Before you step inside the dealership, we offer pre-approved auto loans for extra bargaining power.

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You can count on Allegiance to support  your budget and not encourage you to overspend.

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HERE FOR YOU

An Auto Loan That Puts You In Charge

An Auto Loan financed this red pickup truck parked near body of water.
Vehicles For Sale
View ACU repo vehicles for sale at First Rate Autos. No hassle purchasing and low rates available!
A Car Loan financed this new white SUV.
AutoSMART Vehicle Search
Search for your next vehicle by make, model, type, or closest dealership and apply immediately!
Allegiance Car Loans offer this woman riding on her husband's back peace of mind that they can afford their next car.
No Negotiating Headaches
Get pre-approved for additional bargaining power when you find the car of your dreams.
At Allegiance our staff is all about giving you lending solutions that meet your needs. We aren’t here to up-sell you into more car than you need or can afford. We’re here to make sure you get the best rates and service possible.
APPLY NOW
An Auto Loan financed this red pickup truck parked near body of water.
Vehicles For Sale
View ACU repo vehicles for sale at First Rate Autos. No hassle purchasing and low rates available!
A Car Loan financed this new white SUV.
AutoSMART Vehicle Search
Search for your next vehicle by make, model, type, or closest dealership and apply immediately!
Allegiance Car Loans offer this woman riding on her husband's back peace of mind that they can afford their next car.
No Negotiating Headaches
Get pre-approved for additional bargaining power when you find the car of your dreams.
CAR BUYING MADE EASY

Claim your FREE copy!
Allegiance Credit Union Car Loans 101 eBook Guide Cover

What this guide includes:

Car Loans 101 - Here's everything you need to know about taking out a Car Loan, all made easy!

  1. Best Time to Buy a Car and Get a Car Loan
  2. Finding the Best Car and Car Loan for You
  3. Selecting the Best Used Car and Car Loan for You
  4. What You're Missing in Your Search for the Best Car Loan Rates
  5. What You Should Know When Using an Auto Loan Calculator
SOLID ADVICE YOU CAN TRUST

Is It The Right Time To Buy A Car?

Let the team at Allegiance help you navigate the complicated car-buying process! Our member service staff are always looking for ways to help members improve their lives and make sound financial decisions. 

Our goal is to give you advice and lending solutions that meet your needs. We aren’t here to up-sell you into more car than you need or can afford. We’re here to make sure you get the best new and used car loan rates and service we can possibly deliver. 

 

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It’s hard enough finding the best new or used car for your needs. We want to make the lending process seamless and worry-free.

You can count on the lending team at Allegiance to give you trustworthy advice about when to buy a new or used car and how much you can responsibly afford to spend.

Researching an Allegiance Auto Loan is easy for this dad on his laptop while his daughter hugs him.
Affordable-Car-Loans-offer-security-to-this-couple-sitting-having-coffee.

Auto Loan - FAQ

Have more questions?

We are here to answer all of your questions. Let us know how we can help!

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It’s not required, but suggested so that you’ll have extra bargaining power at the dealership. Knowing how much you’re approved for ahead of time also helps you stick within your budget.

Yes, as long as you are an Allegiance member or qualify for membership, we will be happy to help you purchase an automobile located in a state outside of Oklahoma.

The Credit Union will finance vehicles with “rebuilt” titles.  Restrictions do apply though, so please use our Video Banking to speak with a loan specialist.

ACU will not finance vehicles with “salvage” or “lemon law buyback” titles as collateral.

Someone using an Auto Loan Calculator and calculator app on their smartphone can find an affordable car payment to fit their budget.
Free Financial Calculators

Access our complete library of both loan and deposit calculators.

CHECK THEM OUT!