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Save for holiday shopping expenses.

Make Consistent Deposits All Year

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With small deposits each month or week, your savings will grow quickly making budgeting easier.
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Balances Transfer November 1st.

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Each year, the balance in your Holiday Savings Account will automatically transfer to your Checking Account.
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Earn Interest On Your Balance

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Just like a regular savings account, you’ll earn interest on the balance in your Holiday Savings Account.
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DON’T OVERSPEND

It’s About Gathering, Not Spending

Many people spend more than they have during the holiday season. Only spend what you’ve budgeted for and remember, it's about being with friends and family, not about the dollar amount you spent on gifts.

Check out our Resource Center for more money management ideas and budgeting tips!
RESOURCE CENTER
RESOURCE CENTER
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THE UNEXPECTED

What If I Need My Money

The unexpected happens, we get it! That’s why there’s no penalty to withdraw your Holiday Savings account money at any time. And there’s no limit to the number of withdrawals you make during the year.

Need helping planning for the unexpected? Check out our Emergency Savings Account and see if it's the right fit!
EMERGENCY SAVINGS ACCOUNT
EMERGENCY SAVINGS ACCOUNT

Savings Account Rates

Earn quarterly dividends on your savings balance of $25 or more.
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APY = Annual Percentage Yield. $5 minimum deposit to open. Dividends paid quarterly on average daily balances of $25 or more.

Holiday Savings Account Rates
Account Type
APY*
Minimum To Open
Account Type
Savings Account
APY*
0.05%
Minimum To Open
$5.00
Effective November 16, 2020

APY = Annual Percentage Yield. $5 minimum deposit to open. Dividends paid quarterly on average daily balances of $25 or more.

STRESS-FREE HOLIDAYS

Holiday Happiness

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Know Your Budget
It’s easier to plan which gifts you’ll buy for those on your list when you know your budget.
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Shop With Confidence
You’ll experience relief and joy as you shop knowing you have the right amount to spend.
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Access Your Cash
You can make withdrawals from your Holiday Savings account if you need to without penalty.
When you budget for your holiday spending all year long it brings a great sense of relief for a more stress-free holiday season. You’ll also start the new year with fewer bills and avoid that financial “holiday hangover”.
CONTACT US TO OPEN
smiling young woman using laptop
Know Your Budget
It’s easier to plan which gifts you’ll buy for those on your list when you know your budget.
woman in red crew neck t shirt carrying bags
Shop With Confidence
You’ll experience relief and joy as you shop knowing you have the right amount to spend.
man repairing car
Access Your Cash
You can make withdrawals from your Holiday Savings account if you need to without penalty.
SUCCESSFUL BUDGETING

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What this guide includes:

Free budgeting templates and expert tips.

Money-saving tips and templates to help you manage your monthly budget successfully.

  1. Why you need a budget
  2. Keeping track of your expenses
  3. Setting realistic savings goals 
  4. Ways to stretch your budget
  5. Growing emergency savings 
TIS THE SEASON

Enjoy The Holidays!

The Holiday Savings Account is the perfect way to reduce holiday shopping stress and ensure you stay on budget.

Avoiding overspending during the holiday season will also get you started on the right foot in the following year.

You can elect how much, and when you’d like to make deposits into your Holiday Savings Account. You can make direct deposits from your paycheck, automatic transfers from another one of your accounts, or make deposits when you have extra cash to do so.

 

 

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On November 1st of each year the amount in your Holiday Savings Account is automatically transferred to your Checking Account for shopping purposes.

If something comes up and you need your cash before November 1st, no worries!

You can withdraw your money at any time with no fees or penalties. There’s also no limit to the number of withdrawals you make.

Save for the holidays the way that works best for you with access to your money at any time.

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FAQ

Have more questions?

We are here to answer all of your questions. Let us know how we can help!

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Funds are automatically transferred on November 1st every year to the Allegiance account of your choice.

You can make individual deposits into the account as you like or we can help you set up an automatic internal transfer into the account on a weekly, bi-weekly or monthly basis.

Yes! You can access the funds in your Holiday Savings account at any time without penalty.

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