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Affordable HVAC financing allows you to invest in comfort.

Competitive Low Fixed Rates

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Looking to fix your HVAC in Oklahoma? Enjoy competitive HVAC Loan rates and up to 5-year terms to help make upgrades possible.
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Borrow Up To $15,000

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Whether you are looking to repair your existing air conditioning and heating system or are in the market for a new HVAC unit, you can borrow between $5.000 - $15,000 to get the job done right.
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Set up Auto Payments and Save

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Receive a 0.25% discount for setting up your HVAC Loan with automatic payments.
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BE COMFORTABLE

Replace or Upgrade Your System with an HVAC Loan

If you are looking to replace an old, inefficient HVAC system in Oklahoma or OKC, Allegiance’s HVAC financing may be the perfect solution. Whether it's a central air conditioning unit, furnace, or a complete HVAC system, upgrading your system can improve your home's comfort, reduce energy bills, and increase property value. Apply for your HVAC financing today with Allegiance!
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DON'T SUFFER

HVAC Financing Helps with Maintenance and Repairs

Let's face it—living in Oklahoma, having protection from the elements is essential for a comfortable life. If your current HVAC system needs routine maintenance or repairs, an HVAC Loan can ensure the job gets done right. This ensures your system runs efficiently and reliably, preventing small issues from becoming costly problems. HVAC financing can help you enjoy a comfortable home environment without a large upfront expense.
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HELP THE ENVIRONMENT

Get The Energy Efficient Upgrades Today

An HVAC Loan can be used to add energy-efficient upgrades to your existing system. This could include installing a programmable thermostat, adding insulation, or upgrading ductwork. These improvements can enhance your system's performance, lower your energy consumption, and reduce your utility bills, all while making your home more eco-friendly. Start your HVAC Loan application today!
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Personal Loan Guide

Download this FREE Guide Now!
Bust Myths About Personal Loans Guide

Bust the Myths About Personal Loans and Get the Money You Need

Some of the Myths Busted in this Guide:

1: Personal Loans Hurt Your Credit Score

2: Personal Loans, Bad Credit Loans, and Payday Loans Are The Same Thing

3: Personal Loans Are Only For Top Tier Borrowers

BONUS: Also learn what is a personal loan and different ways to use it!

HVAC Financing Rates

Competitive rates with up to a five-year term help make HVAC upgrades and repairs across Oklahoma within reach.
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*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Credit restrictions apply. This is a closed end consumer loan. A $49.00 application fee will be added to the loan. Membership at Allegiance Credit Union required. Units must be 2021 or newer. Loan amounts: Min $5,000 max $15,000.

HVAC Loan Rates
Term
APR* (as low as)
APR* (as high as)
Term
Up to 48 Months
APR* (as low as)
7.49%
APR* (as high as)
9.99%
Term
49 - 60 Months
APR* (as low as)
7.99%
APR* (as high as)
10.49%

*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Credit restrictions apply. This is a closed end consumer loan. A $49.00 application fee will be added to the loan. Membership at Allegiance Credit Union required. Units must be 2021 or newer. Loan amounts: Min $5,000 max $15,000.

DON'T SWEAT OKLAHOMA'S WEATHER

HVAC Loans Maximize Your Home's Efficiency

HVAC-financing-helped-this-couple-relaxing-on-the-couch-enjoy-better-air-quality-in-their-home.
Enhanced Air Quality
Breathe easier with an HVAC Loan! Enhance your home's air quality with purifiers, humidifiers, and ventilation systems.
HVAC-financing-can-pay-for-smart-technology-like-the-kind-this-man-is-using-from-his-phone-on-his-couch.
Smart Home Integration
Integrate your HVAC system with smart home technology! Add smart thermostats, automated zoning systems, and more.
HVAC-financing-can-help-families-get-new-units-installed-at-their-home-like-this-unit-getting-installed-by-a-technician.
New System Installation
Building a new home or adding on to your current space? An HVAC loan can help you install a brand-new heating and cooling system.
Is your HVAC system struggling to keep up with Oklahoma's ever-changing weather? Upgrade to a more efficient model or take care of those necessary repairs with our affordable HVAC financing options.
APPLY NOW
HVAC-financing-helped-this-couple-relaxing-on-the-couch-enjoy-better-air-quality-in-their-home.
Enhanced Air Quality
Breathe easier with an HVAC Loan! Enhance your home's air quality with purifiers, humidifiers, and ventilation systems.
HVAC-financing-can-pay-for-smart-technology-like-the-kind-this-man-is-using-from-his-phone-on-his-couch.
Smart Home Integration
Integrate your HVAC system with smart home technology! Add smart thermostats, automated zoning systems, and more.
HVAC-financing-can-help-families-get-new-units-installed-at-their-home-like-this-unit-getting-installed-by-a-technician.
New System Installation
Building a new home or adding on to your current space? An HVAC loan can help you install a brand-new heating and cooling system.
HVAC FINANCING FOR EVERY SEASON

Air Conditioner Financing & Heating Financing Solutions That Deliver

Living in Oklahoma ourselves, we know that weather extremes are a common occurrence, and having a reliable HVAC system isn't just about comfort—it's a necessity. At Allegiance, we want to make sure that affordable air conditioner financing and heating financing options exist for everyone! 

If you are considering repairs, upgrades, or a new HVAC system, an Allegiance HVAC Loan can help you access 2021 or newer units with $5,000 - $15,000 in financing.

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From scorching summers to chilly winters, HVAC financing options allow you to invest in energy-efficient equipment that not only keeps your home comfortable but also reduces energy costs over time saving you money. Ready to apply?

Take advantage of our simple online application anytime day or night. Our loan specialists will help you get the HVAC Loan you need to be comfortable every season.

An-HVAC-Loan-can-help-this-man-make-his-Oklahoma-home-more-comfortable
HVAC-financing-can-help-this-man-make-his-Oklahoma-home-more-comfortable.

HVAC Financing - FAQ

Have more questions?

We are here to answer all of your questions. Let us know how we can help!

Contact Us

An Allegiance HVAC Loan allows qualified applicants to borrow between $5,000 - $15,000.

Your HVAC unit must be a model from 2021 or more recent.

Yes, applying for HVAC financing requires a $49 application fee.

Personal Loans are affordable, just calculate your monthly payment on your smartphone or use one of our calculators.
Free Financial Calculators

Access our complete library of both loan and deposit calculators.

CHECK THEM OUT!